Terms & Conditions

Terms and Conditions

Ravenscroft is a trading name of Ravenscroft Holdings Limited (“RHL”) Ravenscroft Limited (“RL”), Ravenscroft Investment Management Limited (“RIML”), Ravenscroft Cash Management Limited (“RCML”) and Ravenscroft Custody Services Limited (“RCSL”).

RL, RIML, RCML and RCSL are licensed and regulated by the Guernsey Financial Services Commission (“GFSC”), to conduct investment business. RL is also regulated by the Jersey Financial Services Commission (“JFSC”) to conduct investment and funds services business. RL is a member of the International Stock Exchange and as such in RL transactions are subject to the rules of The International Stock Exchange Authority Ltd.

The business address for Ravenscroft Limited’s Guernsey’s office is at PO Box 222, 20 New Street, St Peter Port, Guernsey, GY1 4JG. The business address for Ravenscroft Limited’s Jersey office is PO Box 419, First Floor, Weighbridge House, Liberation Square, St Helier, Jersey JE2 3NA.

BullionRock is the trading name of Ravenscroft Precious Metals Limited (“RPML”) (company number 54550) which has its registered office address at PO Box 222, 20 New Street, St Peter Port, Guernsey, GY1 4JG. RPML is registered with the Guernsey Financial Services Commission as a Non-Regulated Financial Services Business.

Vartan Ravenscroft is a trading name of A Vartan Limited (“AVL”) (FCA number 609277) registered office address is at The Singing Men’s Chambers, 19 Minster Precincts, Peterborough, PE1 1XX. AVL is authorised and regulated by the Financial Conduct Authority, which has its registered office address at 12 Endeavour Square, London, E20 1JN.

Vartan Ravenscroft is a partially owned subsidiary of Ravenscroft Holdings Limited (“RHL”) (company number 42906) registered office address at PO Box 222, 20 New Street, St Peter Port, Guernsey, GY1 4JG.

Tavira Ravenscroft SAM, is a partially owned subsidiary of RHL and is authorised by La Commission de Controle des Activites Financieres, with its principal place of business at Le Montaigne, 6 Bd Des Moulins, 98000 Monaco.

This material is for your information only and is not intended to be used by anyone other than you. This is not an offer or solicitation with respect to the purchase or sale of any security. This material is intended only to facilitate your discussions with Ravenscroft as to the opportunities available to our clients. The given material is subject to change and, although based upon information which we consider reliable, it is not guaranteed as to accuracy or completeness and it should not be relied upon as such. The material is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client's account should or would be handled, as appropriate investment strategies depend upon clients' investment objectives. This material does not constitute an offer or solicitation to any person in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it would be unlawful to make such offer or solicitation. It is the responsibility of any person or persons in possession of this material to inform themselves of, and to observe, all applicable laws and regulations of any relevant jurisdiction. Prospective investors should inform themselves and take appropriate advice as to any applicable legal requirements and any applicable taxation and exchange control regulations in the countries of their citizenship, residence or domicile which might be relevant to the subscription, purchase, holding, exchange, redemption or disposal of any investments. Ravenscroft does not provide tax advice to its clients and all investors are strongly advised to consult with their tax advisors regarding any potential investment. Opinions expressed are our current opinions. Any historical price(s) or value(s) are also only as of the date indicated. While we endeavour to update on a reasonable basis the information discussed in this material, there may be regulatory, compliance, or other reasons that prevent us from doing so.

Certain transactions, including those involving futures, options and high yield securities and investments in emerging markets may give rise to substantial risk and may not be suitable for all investors. Foreign currency denominated investments are subject to fluctuations in exchange rates that could have an adverse effect on the value or price of, or income derived from, the investment; such investments are also subject to fluctuations in exchange rates that could have an adverse effect on the value or price of, or income derived from, the investments; such investments are also subject to the possible imposition of exchange control regulations or other laws or restrictions applicable to such investments. Investments referred to in this material are not necessarily available in all jurisdictions, may be illiquid and may not be suitable for all investors. Investors should consider whether an investment is suitable for their particular circumstances and seek advice from Ravenscroft. The price and value of investments referred to in this material and the income from them may go down as well as up and investors may realise losses on any investments. Past performance is not a guide to future performance. Future returns are not guaranteed and a loss of principal may occur.

Our website offers information about investing and saving; this is not personal advice. If you're not sure which investments are right for you, please seek advice from a financial services professional. If you decide to invest please remember that investment involves risk; investments can go up and down in value, so you could get back less than you put in. Past performance is not a reliable indicator of future performance."

Service

The Investor Portal enables you to access and view details of your portfolio of investments maintained by Ravenscroft. You will not be able to effect any investment transactions (e.g. buy or sell shares) through the Investor Portal. You must have an existing account (the "Account") in order to use the Investor Portal. Ravenscroft must approve your access to the Site. Once you have been approved, Ravenscroft will activate the Investor Portal for your account which will enable you to access your account information on-line. Ravenscroft will endeavour to keep the site available at all times, however there may be instances where this is not possible. We will, of course, look to keep these occurrences to a minimum.

Account Details

Should you enter your password incorrectly and become locked out of the site, you should call your Account Manager at Ravenscroft as soon as possible. If you become aware that another person is using your password without consent, you should report this immediately to Ravenscroft. If such use remains unreported, you are responsible for any loss or damage resulting from the unauthorised use of your password. Ravenscroft has copyright of the pages of this web site and the material and information contained in those pages. Basis of Valuation

Your Portfolio Valuation is valued in the indicated base currency. This may include a combination of holdings and cash in the base currency and foreign currencies. The Valuation section of the report will value all assets in the indicated base currency including cash positions that are not in the base currency. Foreign exchange rates used in the Valuation section are as provided.

Prices are quoted as at the close of business on the valuation date. If the valuation date falls on a non-business day, the prices quoted will be those as at the close of business on the last business day before the valuation date.

UK quoted securities are valued at the mid-market price quoted on the London Stock Exchange or at their net asset value (NAV). Overseas securities are valued at their mid-market price or last traded price on the relevant Stock Exchange as obtained from Interactive Data. Collective Investment Schemes that price on the basis of a bid/offer spread are valued at the middle of the prices prevailing on the valuation date. Collective Investment Schemes that operate on a single price basis are valued at the NAV price prevailing on the valuation date.

Gross Yield and Gross Figures

Yield and income figures are shown on a gross basis. Actual income received may be less if tax or notional tax credits have been deducted before the payment of the income.

Transactions Undertaken During the Period

Disposals and acquisitions since the last valuation date are shown. The gain/loss figure is calculated using the average book cost of the holding after aggregating all acquisitions and disposals. This figure is a guide only and should not be used for taxation purposes.

Cash Transactions

The Cash Transaction Summary section will show the cash positions in the actual currency they are held.

Dividends, interest payments and other benefits received are included up to and including the date of the valuation, whether or not that date falls on a business day.

Detailed Trade Information

Detailed information on all trades entered into during the reporting period is contained within contract notes provided after each transaction.

Risk warning, Disclaimers and Limitations

Information on this site has been obtained from sources which we believe to be reliable and accurate. Whilst all reasonable care has been taken to ensure the facts stated and the opinions given are fair, neither Ravenscroft nor any director, officer or employee shall be in any way responsible for the site contents or any actions taken in reliance on the information given on the site. We are not responsible for the accuracy of information contained within sites provided by third parties, which may have links to or from our pages. Any opinion expressed is based on our judgement at the time of writing and is subject to change without notice.

The content of this website is the property of Ravenscroft or its licensors and is protected by copyright and intellectual property laws.